We have become expert portfolio managers of our bank accounts while remaining largely illiterate about our souls. We analyze market trends with precision. We obsess over our diversifications and returns.
Yet, many of us ignore the only investment strategy that survives the grave: storing up treasures in heaven.
Jesus gave us a clear directive on this matter.
"Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal; but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal" (Matthew 6:19-20, NKJV).
This command is not a call to some vague religious asceticism. It is a brilliant recognition of what actually lasts. We often trade the permanent for the temporary and call it wisdom. Every hour devoted solely to accumulating "stuff" is time diverted from the work of love.
The Economics of Grace
The eternal economy operates on principles that baffle the world. In the earthly economy, giving means having less. In the eternal economy, giving is the only way to have more.
Earthly logic prizes accumulation. Eternal logic prizes circulation. We are called to be conduits of grace, not just repositories of goods.
Jesus offered a practical strategy in the Gospel of Luke:
"Sell what you have and give alms; provide yourselves money bags which do not grow old, a treasure in the heavens that does not fail, where no thief approaches nor moth destroys" (Luke 12:33, NKJV).
The wealthiest people in eternal terms are often the poorest in the world's eyes. They understand a secret. Money is not for security. It is for stewardship. You can invest in a house that will eventually crumble. You can build a career that ends at retirement. Or you can invest in souls and the Kingdom. Only one of those options pays dividends forever.
God’s Mathematics
We meticulously plan our retirement portfolios but rarely check the balance of our eternal ones. We stress over interest rates. We remain indifferent to the rate of return on our generosity. This is a tragic miscalculation.
"Give, and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you" (Luke 6:38, NKJV).
This is God’s math. It defies earthly logic. When you give, you receive. When you hold tight, you lose. Every act of kindness is a deposit. Every sacrifice for another person is a transaction recorded in heaven. This investment compounds eternally, and no market crash can touch it.
The Freedom of Contentment
True wealth is not about having more. It is about needing less while giving more. Real security does not depend on your bank balance. It depends on your relationship with the One who owns the cattle on a thousand hills.
"Now godliness with contentment is great gain. For we brought nothing into this world, and it is certain we can carry nothing out. And having food and clothing, with these we shall be content" (1 Timothy 6:6-8, NKJV).
Paul understood that contentment is the secret to true wealth. It frees you from the tyranny of "more." When you are content, you are finally free to invest in things that matter. Hoarding leads to anxiety. Releasing leads to joy.
What Actually Survives?
Look around you. Everything you see is temporary. Your house, your car, and your trophies will all fade. They will rust, decay, or be forgotten.
But some things last. Love lasts. Truth lasts. People last. The time you spend in prayer creates ripples that never stop. An act of kindness today can influence someone’s eternal destiny tomorrow. Jesus asked the most penetrating question in all of Scripture:
"For what profit is it to a man if he gains the whole world, and loses his own soul? Or what will a man give in exchange for his soul?" (Matthew 16:26, NKJV)
What is the exchange rate between a full portfolio and an empty soul? There is no profit in gaining the world if you lose the very thing that was meant to live forever.
Practical Eternal Investment
How do we move our assets from earth’s economy to heaven’s?
First, invest in people. People are the only thing on earth that can live forever. Every conversation where you speak truth in love is an investment.
Second, invest in the gospel. Use your resources to advance the Kingdom. Support those who spread the good news.
Third, invest in character. The time you spend in Scripture and worship is not wasted. You are building a spiritual foundation that survives this age.
Finally, invest through generosity. When you help the poor, you are making a deposit in heaven.
"He who has pity on the poor lends to the Lord, and He will pay back what he has given" (Proverbs 19:17, NKJV)
The Choice
Every day offers the same choice. You can invest in what fades or what lasts. You can build monuments to yourself that will turn to dust, or you can build treasures that will shine forever.
The world tells you to protect what is yours. Jesus tells you to share what¡ is His. One path leads to a full house and a small heart. The other leads to a life of ;, generosity, and eternal reward. Choose wisely. Your portfolio depends on it.
God bless you more!
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